Chamber Commercial Legal Expenses Insurance

by Cumbria Chamber

As a Chamber member you have unlimited access to experienced legal advisers. Chamber Legal offers advice on any legal matter affecting your business, including contract disputes, licence protection company law, debt recovery and more.

Chamber members also have access to £1,000,000 of excess free insurance cover!

The Chamber Commercial Legal Expenses Insurance covers a wide range of potential legal disputes that could arise and can affect your business.

Did you know you can claim back the cost of the insured’s or employee’s salary for any period for which the insured or employee is obliged to attend Court for jury service? This is just one of the many covers included in your membership!

The Chamber Commercial Legal Expenses Insurance also covers you for:
Employment disputes

  • Cover for costs and awards of compensation incurred in defect of a dispute with an employee.

Health and Safety Prosecutions

  • Costs in defending a health and safety criminal prosecution.

Tax Protection

  • Cover to deal with a HMRC full enquiry.

Motor Disputes

  • The pursuit or defence of legal proceedings between an insured and a customer/supplier relating to the hire, purchase, lease, service, repair or test of a motor vehicle; or to recover damages for personal injury sustained by a director or employee in a road traffic accident.

Criminal Prosecution Defence

  • To defend legal proceedings in a court of criminal jurisdiction.

Statutory Licence Protection

  • For an appeal or representation to the relevant authority.

Property Disputes

  • Any dispute or legal proceedings, including those relating to the physical possession of the property.

Data Protection

  • To defend civil proceedings for compensation under Section 13 of the Data Protection Act 1998.

Personal Injury

  • Legal proceedings to recover damages for the death of or bodily injury sustained by a director or employee.

Wrongful Arrest Defence

  • To defend civil proceedings against the insured in relation to allegations of wrongful arrest or malicious prosecution.

You can also upgrade your level of cover to include full legal expense insurance and can further enhance cover to include bad debts, contract disputes, restrictive covernance and insolvency fees. Call 01455 852111 for further information.

If you’d like any further information on the Chamber Commercial Legal Expenses Insurance, you can call the Chamber Legal helpline on 01455 852037.

© Cumbria Chamber of Commerce